Joint Ventures

Financial Services Company Seeking Funds for Expansion

We are a Pune-based financial services company, established in 2019, specializing in gold loan buyback solutions. Our primary service assists gold loan borrowers who are unable to release their pledged gold from banks or NBFCs due to financial constraints. In such cases, we directly remit the outstanding loan amount to the respective Bank or NBFC, ensuring the immediate release of the pledged gold. For this service, we charge a 3% fee on the total outstanding loan amount. Once the gold is released, we assess its value based on the prevailing market price. After deducting the amount paid to the financial institution and our service fee, any surplus amount is refunded to the borrower. Following the release process, we promptly sell the gold to a bullion dealer, securing a 2% margin above the market rate. This well-structured model allows us to maintain profitability while providing much-needed financial relief to borrowers. To scale our operations, we are seeking funds to expand our service reach, enhance our operational capacity, and increase our market presence. With the right investment, we aim to assist more borrowers and strengthen our position in the gold finance sector.

PuneMaharashtra
Financial Services Category
Fintech Sub Category
Business Owner Business Listed By

Overview

We are a Pune-based financial services company, established in 2019, specializing in gold loan buyback solutions. Our primary service assists gold loan borrowers who are unable to release their pledged gold from banks or NBFCs due to financial constraints. In such cases, we directly remit the outstanding loan amount to the respective Bank or NBFC, ensuring the immediate release of the pledged gold. For this service, we charge a 3% fee on the total outstanding loan amount. Once the gold is released, we assess its value based on the prevailing market price. After deducting the amount paid to the financial institution and our service fee, any surplus amount is refunded to the borrower. Following the release process, we promptly sell the gold to a bullion dealer, securing a 2% margin above the market rate. This well-structured model allows us to maintain profitability while providing much-needed financial relief to borrowers. To scale our operations, we are seeking funds to expand our service reach, enhance our operational capacity, and increase our market presence. With the right investment, we aim to assist more borrowers and strengthen our position in the gold finance sector.

Leased Financial Services Fintech

Business Details

2019 Year of Establishment
3 No. of Employees
Running Current Status of Business
YesBusiness Relocatable
Financial Purpose of Joint Venture
Active Role of New Partner
LeasedProperty Type
N.A Rental per Month

Proposed Deal Structure

N.A

Competition / Market

Few

Products & Services

Our primary service assists gold loan borrowers who are unable to release their pledged gold from banks or NBFCs due to financial constraints.

Growth Potential

Very High

Financial Details

EBITDA :- N.A PAT :- N.A Debt :- N.A

How the Acquisition Process Works

  1. 01Contact SellerContact Seller
  2. 02Teaser/Information MemorandumTeaser/Information Memorandum
  3. 03Valuation ReportValuation Report
  4. 04FinancialsFinancials
  5. 05Schedule an Advisory MeetingBook Your Consultation

Keywords

Financial Services business opportunity for sale in Maharashtra, Financial Services business for sale in Maharashtra, Acquire Financial Services business for sale in Pune, Buy Financial Services business in Maharashtra, Purchase Financial Services business for sale in Maharashtra

Share Listing

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