Growing Gold Loan Company Requires Investment

A rapidly growing gold loan company is seeking strategic investment to expand its lending operations and strengthen its market presence. Operating for the past year, the company has established a strong foundation with 137 active borrowers and a proven track record of responsible lending. The business offers loan amounts ranging from ₹1 lakh to ₹1 crore, catering to diverse customer segments. It maintains an attractive interest rate structure of approximately 10.5% and has achieved an impressive zero default rate since inception, reflecting strong credit assessment and risk management practices. The company operates with a loan-to-value (LTV) ratio of 85%–90%, while accepting gold with a purity standard of 91.6%, ensuring adequate collateral security. The business currently manages an average monthly debt portfolio of ₹1 crore to ₹3 crore and continues to witness steady demand for secured lending products. With additional capital, the company aims to expand its borrower base, increase loan disbursements, and scale operations, presenting a compelling investment opportunity in the growing gold finance sector.